Privacy Policy

📄 Privacy PolicyEffective Date: 4/9/2025

Last Updated: 4/9/2025

This Privacy Policy explains how we collect, use, and protect your personal information when you visit this website, download a free guide, or purchase a service.

1. Who We AreThis website is operated by Margarita Kurtova and Cosmic Creations LLC, based in New York, United States. We are committed to protecting your privacy and personal information.

2. What Information We CollectWe may collect and store the following types of personal information:

Name and email address (when you download a guide or join the email list)
Payment information (when booking a paid consultation — processed securely via Stripe or similar platforms)
Any information you provide when contacting us directly

3. How We Use Your InformationWe use your data to:

Send you the free guide and follow-up content by email
Share updates, offers, or invitations related to personal branding, mentorship, and related services
Process payments and deliver services you've purchased
Improve the user experience on our website

You can unsubscribe from our emails at any time by clicking the “unsubscribe” link in the footer.

4. Third-Party ServicesWe use trusted third-party platforms (such as email marketing providers and payment processors) that may process your information on our behalf. These platforms comply with their own privacy policies and industry standards.

5. Your RightsIf you are located in California, you may have additional rights under the California Consumer Privacy Act (CCPA). You can request access, correction, or deletion of your data by contacting us at margaritakurt.art@gmail.com

6. Cookies and TrackingOur website may use cookies and similar technologies to understand how visitors interact with it and to improve functionality. You can manage cookie preferences in your browser settings.

7. Data SecurityWe take reasonable measures to protect your personal information. However, no method of transmission over the internet is 100% secure.